How to use the currency converter
- Type the Amount you want to convert. Commas are fine.
- Choose the From and To currencies, or tap one of the Popular pairs. The swap button flips the direction.
- Read the converted amount, the rate in both directions, and the date of the rates underneath.
- Scroll the table to see what 1 unit of your From currency buys in all 30 currencies, and what 1 unit of each costs.
Where the rates come from
The converter uses the euro foreign exchange reference rates published by the European Central Bank. They are set in a daily concertation between European central banks and published around 16:00 CET on every working day. Each rate says how many units of a currency one euro buys, so any other pair is a cross rate through the euro:
Converted amount = Amount × (euro rate of To ÷ euro rate of From)
When the page opens it loads the latest ECB file. If that fails, it falls back to a saved copy and tells you the date of the rates it is using.
Worked example
The default is 100 US dollars to euros. With the ECB rates for September 29, 2026, one euro was 1.1355 dollars, so 100 ÷ 1.1355 = 88.0669, shown as €88.07 EUR, and 1 USD = 0.880669 EUR. A cross rate works the same way: 100 British pounds to yen is 100 × 178.41 ÷ 0.85718 = 20,813.6, shown as ¥20,814 because the yen has no cents. On later days your result follows the newer rates.
Limits
- These are once-a-day reference rates, not live trading prices. Nothing is published on weekends or ECB holidays, so you see the last working day's rates.
- The list is the 30 currencies in the ECB daily feed, the euro plus 29 others. Currencies such as the Argentine peso or the UAE dirham are not included.
- The result is the mid-market value before any fees. To see how far a quote from your bank is from it, divide the difference by this rate in the percentage calculator.
- Travelling? The tip calculator handles restaurant bills and the unit converter turns kilometers, liters and Celsius into the units you know.
Currency conversion questions
Why is my bank's exchange rate different from this converter?
This converter shows a mid-market reference rate. Banks, card issuers, airport kiosks and transfer services build a margin into the rate they give you and may add a separate fee, so the amount you actually receive is usually lower.
What time are the exchange rates updated?
The European Central Bank publishes new reference rates at about 16:00 Central European Time on each working day. On weekends and ECB holidays the last published rates stay in place.
Are these live exchange rates?
No. They are official daily reference rates, published for information. Currency markets keep moving during the day, so a live quote can differ slightly, and the ECB itself advises against using its reference rates for transactions.
How is a cross rate such as GBP to JPY calculated?
Divide the euro rate of the currency you want by the euro rate of the currency you have. If one euro buys 178.41 yen and 0.85718 pounds, one pound is worth 178.41 ÷ 0.85718 = 208.14 yen.
Sources: European Central Bank, Euro foreign exchange reference rates. Conversions are estimates for information only.